Customer Testimonials

We work very hard for our customers because nothing pleases us more than helping our clients acheive the dream of affordable home ownership. We want to add you to our list of very satisfied customers.

Read what others have said about working with us:

Before I started, doing refinancing. I was very specific on timelines to complete the process and Universal Home Loans Inc completed one week ahead of time (i.e. 3-weeks). Excellent refinance experience. The loan terms were very competitive with current market. Communications were very good over email and phone as needed being both timely and clear. Arrangements for appraisal were tailored to my schedule constraints. Borrowers should be prepared to provide thorough documentation of financial information. I would definitely use Universal Home Loans Inc again and refer to my friends

- Sreenath Bhandhari
Bakersfield , CA | December 19, 2013

Preeti was an absolute pleasure to work with. She is a consummate professional - well informed, straight forward and responsive. She helped us navigate through the loan process with ease. I highly recommend her services!

- Pawan Gill, Sr. Compensation Analyst
Calabasas, CA | December 19, 2013

Preeti is very intelligent and an outstanding realtor/ loan agent. She is very professional and up front while dealing with clients. She has done two loans for us, the transaction went so smooth, timely and hassle free, we did not feel any stress. Gave us very competitive rates with minimum fees. Wish her success in her carrier and highly recommend her name.

- Sarbjit Deol (Engineer)
Fresno, CA | March 10, 2014

It's always a pleasure to work with Preeti. I have utilized her services to help my buyers fund their loans. She's extremely professional and efficient. She's well informed and her keen insight has helped me avoid potential hassles. She's readily available to answer my questions and concerns and always keeps me and my buyers informed about the progress of their financing. My buyers have also been thoroughly impressed by her ethics and professionalism. I would recommend everyone to take advantage of her skills and experience.

- Harry Sidhu
Bakersfield, CA | September 08, 2014

Being a busy teacher and single mom, working with Preeti Badesha in regards to my FHA loan was a great experience. The guidance and expertise of Preeti Badesha was much appreciated in my home purchasing journey. She was very patient and extremely professional with my questions and knowledge level of the home loan process. I would definitely recommend her.

- Karen Sidhu
Porterville, CA | September 08, 2014

Just got one my investment property financed through Preeti and about to start the procedure for another one. Needless to say she performed well above my expectations. We had a smooth sailing and she was on top of everything every step of the way. Looking forward to another efficient closing for the upcoming transaction and more in future. Thanks for your efforts Preeti.

- Dr. Yadwinder Kang
Bakersfield , CA | September 15, 2014

Just amazing. No words can explain her work. Seemed like she was always right next to her computer or phone, very quick response time to all my questions. I thought I would not get my loan but she made everything happen. Explained me through every step in my mortgage process. I would say getting money from Lender is very difficult during this hard time, but she completed the process seamlessly.. Highly recommended.. for your refinance or purchase mortgage transactions.

- Manish
Los Angeles, CA | September 16, 2014

I am really thank full to all the help and guidance provided by Preeti Badesha in refinancing our Home loan. She is very Knowledgeable, practical and honest about all the advice she gave us throughout the whole process. We locked in really great rate due to her persistence and efforts. Once again thanks for making this a very stress free refinance experience!

- Sandeep Brar
Union city , CA | October 11, 2014


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test, AL | January 23, 2015

Preeti is an amazing loan officer. She is thorough, knowledgeable, and patient. She delivers under pressure and still keeps her grace and composure. I would recommend her to anyone seeking a great loan officer!

- Sara Silvestro
Realtor for Keller Williams, CA | February 04, 2015

It has been a great experience to work with Preeti. I am a first time home buyer and was really stressed through the whole process. Preeti explained me each and every step of the process and was always available. She is very knowledgeable when it comes to financing. I didnt even have to pay PMI and the interest rate was very competitive. Overall it was a great experience working with her. I would definitely recommend her services to anyone. 

- Haneet Singh
Sacramento, CA | January 14, 2016

It was a pleasure working with Preeti. She took care of everything even while we were out of country.  Will definitely recommend her services.  I'm sure we'll work together again in the future.

- Navneet Kaur
Bakersfield, CA | January 15, 2016

Preeti was so responsive and a such a phenomenal individual to work with! She made everything easy, responded quickly to questions/concerns, alleviated my work scheduling by being available during after hours. I 100% would recommend her to anyone looking to buying a home. 

- M khan
Bakersfield, CA | January 21, 2016

We just purchased our first house. We didn't have any experience. Preeti helped us with everything. It was so easy and a good experience to work with her. I will recommend her to all my friends.

- Shima
Austin, TX | December 21, 2017

Preeti is an absolute smart, honest, friendly and sincere loan officer ever that I have worked with. She is also a realtor agent as well which is a plus for her clients. Whoever I have offered her to help has been happy with she. She is highly recommended.

- Kamran Mir
AUSTIN, TX | December 22, 2017

Preeti has  an amazing personality. She knows very well  how to handle the clients with politeness and friendly manner . She is very honest. We have wonderful experience with her . She treated us like family. We are 100% satisfy with her work and highly recommended to everyone who wants great loyal  loan officer.

- Gurmeet singh
Bakersfield , CA | December 23, 2017

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