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If you are self-employed or have a business where income is not consistent, Universal Home Loans can help you get the financing you need. We’re experts at helping people who don’t fit the bank’s profile get a mortgage.
Loan Features
- No tax returns required
- Qualified based on Personal or business statements for the most recent 12 months
- Loan amount up to $3 million
- 10% Down payment with no mortgage insurance
- Owner occupied, 2nd home, Investment Property
- Interest Only Loan Options
- 30-year fixed option available
- Non-Perfect Credit OK
- Gift Funds for Down Payment
- W2 co-borrower ok, income and employment traditionally verified
- Retirement income is usable with verification (1099, award letter, etc)