Welcome to our residential mortgage brokerage specializing in Kern and Fresno counties in California, as well as being licensed in Texas. With over 20 years of experience in residential loans, we take pride in helping borrowers achieve their dreams of homeownership. Our brokerage has closed some of the most complicated loans in the past two decades, making us experts in the field.
At our brokerage, we believe that serving the local community is essential, and we strive to provide exceptional services to first-time homebuyers. Our commitment to transparency and low mortgage rates has earned us a reputation as a reliable and trustworthy partner in the homebuying process.
We take pride in our multilingual capabilities, with fluency in English, Punjabi, and Hindi. We understand that language can be a barrier in the loan process, and our team is dedicated to ensuring that every client feels comfortable and informed throughout the process. Whether you’re a first-time homebuyer or a seasoned investor, we are here to guide you every step of the way. Contact us today to learn more about how we can help you achieve your homeownership goals.
© 2023 univhomeloans, a mortgage broker, licensed by the CA Bureau of Real Estate, DRE # 01948403 NMLS# 1179661 All rights reserved. Not all applicants will qualify. Rates, programs, and APRs are subject to change without prior notice. All LTVs represented are based on appraised value. *Based on 2022 Scotsman Guide Ranking.